Multiple Providers to Choose From

Join Our Insurance Community

At our agency, we pride ourselves on more than just providing insurance – we build lasting relationships with our clients. When you join our insurance community, you become part of a family dedicated to protecting what matters most to you. We understand that each client's needs are unique, and our commitment is to find the best policies at the best prices tailored to your current situation. Our dedicated team is always here to guide you, ensuring you have the right coverage and support every step of the way. Join us today and experience the difference of personalized service and unparalleled care.

We Value Our Clients And Want Them To Have A Nice Experience

About us

Welcome to our agency, where our mission is to provide comprehensive insurance solutions with a personal touch. Based in Tulsa, Oklahoma, our agency is dedicated to offering top-tier insurance services across a wide range of needs, including auto, home, life, business, health, dental, vision, and supplemental insurance. Led by Carl Novara, our team combines years of industry experience with a passion for helping our community. We believe in fostering trust and transparency, ensuring our clients are well-informed and confident in their insurance decisions. Discover how our commitment to excellence and client-focused approach sets us apart.

Service is our #1 priority!

At our agency, we understand that exceptional service is the cornerstone of a great insurance experience. Our team is dedicated to making service our number one priority, providing you with prompt, reliable, and personalized assistance. Whether you're filing a claim, updating your policy, or seeking advice on the best coverage options, we are here to support you. Our goal is to make the insurance process as smooth and stress-free as possible, so you can focus on what matters most to you. Trust us to be your dependable partner in all your insurance needs.

Deductible Strategy

Understanding the financial impact of deductibles can be complex, but at our agency, we have a strategy to help you save money in the long run. Our deductible strategy is designed to provide you with the flexibility to choose a deductible that fits your budget while maximizing your savings. By carefully assessing your individual situation, we can recommend the optimal deductible level that balances your premium costs and potential out-of-pocket expenses. Let us guide you through the options and create a plan that ensures you are protected without unnecessary financial strain.

Oklahoma is one of the highest insurance premium states in the country!

Oklahoma is known for having some of the highest home and auto insurance premiums in the country. At our agency, we understand the challenges this presents and are committed to helping our clients keep costs down without sacrificing coverage. We work diligently to find you the most competitive rates, leveraging our industry expertise and strong relationships with top insurance providers. Our proactive approach ensures that you receive the best value for your insurance dollar, providing peace of mind knowing you are well-protected at a price you can afford.

Discounts

Insurance discounts can make a significant difference in your overall premium costs, and at our agency, we are committed to ensuring you always receive the best available discounts. We continually review your policies to identify new opportunities for savings, keeping you informed of any changes or updates in discount eligibility. From multi-policy and safe driver discounts to home security and loyalty rewards, we work tirelessly to maximize your savings. Trust us to stay on top of the latest discount programs and ensure you benefit from every possible reduction in your insurance costs.

GOOGLE REVIEWS ⭐⭐⭐⭐⭐

Brenda J.

We shopped and received the best policy that fits us and a very great savings on everything.

Sandra L.

Gave me Great quotes and bundled my auto and homeowners policies without any problems. Wonderful people to work with. Highly Recommended!!!

Tyler B.

Carl is honest and works very hard to find you the right coverage that fits your need. I’m grateful to have met him and the help he has provided for my family & my business.

Our Team

Angie

Jennifer

Charinity

FAQS

What does homeowners insurance typically cover?

Homeowners insurance typically covers a range of risks and liabilities. It generally includes coverage for damage to your dwelling, other structures on your property (like a detached garage), personal belongings, liability protection in case someone is injured on your property, and additional living expenses if your home becomes uninhabitable due to a covered event. However, specific coverage can vary depending on your policy, so it's essential to review your policy documents and discuss your needs with your insurance agent to ensure you have the right coverage for your situation.

Are floods and earthquakes covered by standard homeowners insurance?

No, standard homeowners insurance typically does not cover damage from floods or earthquakes. Separate policies or endorsements are usually required to protect your home against these specific risks. You can inquire about obtaining flood insurance through the National Flood Insurance Program (NFIP) or inquire with your insurer about earthquake coverage options. It's important to assess the need for these additional coverages based on your location and potential exposure to these risks.

Can I make changes to my homeowners insurance policy mid-term?

Yes, you can usually make changes to your homeowners insurance policy mid-term. Common mid-term changes include updating your coverage limits, adding or removing endorsements, and changing your deductible. However, it's essential to contact your insurance provider to discuss any changes and understand how they might affect your premium. Keep in mind that certain changes may require underwriting approval, and some could result in adjustments to your policy premium.

Get In Touch

Terms & Conditions | Privacy Policy